An underinsured motorist claim is a type of insurance claim that can be filed when a driver is involved in an accident with another driver who does not have enough insurance coverage to fully compensate for the damages. This type of claim allows the victim to seek additional compensation from their own insurance company to cover the remaining costs. Underinsured motorist claims can be complex and require legal expertise to navigate successfully. If you have been in an accident with an underinsured driver, it is important to consult with a knowledgeable attorney who can help you understand your rights and maximize your potential compensation.